John Nickelson

Dear Medicare Client,

I know that selecting the right Medicare plan can be confusing, and I'm here to help simplify that process for you. Medicare changes every year, and it's important to understand which benefits are available to you in your area.

When considering a Medicare plan, it’s helpful to think about what specific benefits are most important to you. Here are some common benefits people often look for:

• Dental: Coverage for preventive care like cleanings and exams, as well as restorative care such as fillings, crowns, and dentures.

• Vision: Coverage for routine eye exams, glasses or contacts, and sometimes surgeries like cataract procedures.

• Hearing: Coverage for hearing exams and hearing aids, which can be costly without insurance.

In addition to this, I also recommend considering:

• Prescription Drug Coverage (Part D): Essential for many, with low copays for medications.

• Out-of-Pocket Protection: A plan with an annual cap on out-of-pocket expenses to help you manage costs.

• Access to a Wide Network of Providers: Especially if you travel or live in different areas.

I understand how overwhelming it can be to choose between the different plans, especially with so many options available. I’m a Medicare broker, contracted with multiple insurance providers, which allows me to offer unbiased comparisons between plans to ensure you get the coverage that best fits your needs. I have clients across 11 states, so I can help guide you no matter where you live.

If you’d like to discuss your Medicare options, please don’t hesitate to reach out. I’m happy to answer any questions or help you find a plan that works best for you.

Please provide the following to ensure we consider the costs of your medication to ensure it is affordable to maintain your health.